Steven and Zen are extremely helpful in setting up my loan structures. And they have helped me throughout the process explaining me each step and whats best for me and explore all my options and select the best one. …

We’ve been using Steven as our mortgage broker since we purchased our first home in 2018. He’s always been so efficient and helpful! We wouldn’t use anyone else.

My wife and I met Steven and his Team - Jerin and Zen Early 2023 as recommended by our friend. We are keen to buy on that year but Steven gave very good and reasonable advise to save more money and hopefully in 2024 we could buy our house. …

Fantastic service and support from Steven and his team.

Fantastic Customer Experience! If you are weighing up who you can rely upon the next time you need finance.. Look no further! Steven and the Time2Refinance team will most definitely exceed your expectations. …