Massive thanks to Joe, Courtney, and the team at Sphere. My partner and I purchased our first home together through them and the process was a seamless and pleasant experience. We had a few hiccups and questions with the banks and guarantor …

We have worked with Joe Carroll at Sphere for the past 4 years, and have just finished our second refinance with him. We cannot recommend Joe, and the team at Sphere more highly for the incredible dedication they have at finding the best …

I'd like to thank Joe and his team for their wonderful service! As a first time home buyer, he was very patient and helped to explain things to me as clearly as possible. Also, when there were hiccups along the way, Joe's assistance made it so that it was addressed with minimal adverse impact to my home ownership.

Highly recommend Joe and the team at Sphere. They recently helped us with a new home loan and the entire process was by far the easiest we have ever encountered. Great communication and systems in place to make the process as quick and easy as possible. Thank you Joe!

Joe from Sphere home loans has been fantastic, several consults along the way before helping us secure a loan for our first home. Joe is super friendly and informative, highly recommend!