With two mortgages and interest rates on the rise, I was looking, around for more competitive rates. As an existing customer of both Heffernan HLS and and Aussie Home Loans (and thinking I shouldn't bother HHLS with this small matter), I thought I would go in the 'front door' as a good customer well ahead on his loans and be able to negotiate a better deal with my existing lender. Whilst the Aussie broker I initially had on the phone was very helpful and eagerly trying to win my business – the inexperience showed and I could tell by the conversation that I was about to be put through the wringer and asked to provide mountains of information to a lender that I considered already had all they needed to offer me a better rate. The call ended with making of second appointment with a specialist broker and series of emails telling me what I would be required to provide. Feeling unsatisfied and somewhat annoyed - I then backed out of the follow up meeting with the AHL broker and contacted Bernie at HHLS. Bernie was able to secure me a much better rate within 24 hours with absolutely no effort from me. Experience begets results!! What can I say but that I am very happy with that result and I wont make that same mistake again. I am looking to buy another property in the near future - and as with my previous loans - Bernie and HHLS will be my first call. Thanks again and very much appreciated.

Bernie, Andrea and the team made the purchase of our first home an absolute pleasure. They went above and beyond on every level. We happily and strongly recommend HLS to everyone we speak to. Thank you all for your help and financial and business advice going forward. Golda and Aaron.

A big thanks to Bernie, Andrea, Cricel and the team for helping us get through the process of building our home - I don't think we could have done it without them! Unreservedly recommend to anyone looking for a mortgage broker :)

HLS have my highest recommendation. They kept me informed every step of the way, emails and calls were always answered quickly. They liaised with the bank, agents and solicitors and even arranged insurances for me. The process was as easy and streamlined as it could be. Where some others would've put my situation in the 'too hard' category, Bernie and his team made our new home possible. I will definitely be using HLS for all my lending and insurance needs. We won't ever use anyone else. Thanks!

Very highly recommended! My wife and I were told by other mortgage brokers in the area that we didn't qualify for a home loan (casual and self-employed income being the reason). Bernie and his crew on the other hand went the extra mile. Not only were they all a pleasure to deal with, and very helpful, but Bernie was able to get us finance so we could move into our own home. We are both very happy - and couldn't recommend Heffernan Lending Solutions highly enough!